I know the banks are probably getting desperate for new victi, er.... customers because just last week I got a fresh pre-declined credit card offer in the snailbox. I've been off those lists for years.... this is the first one I've gotten since '07.
so it was back to the old standard reply..... take everything they sent, including the external envelope, shove it all inside the return prepaid envelope, fill up the rest with trash & rocks, and mail it back with a sticky note: "no thank you."
