Quote:
Originally Posted by Amputate Your Head
you do have a valid point, but it assumes the banks are on your side. they aren't.
the banks engineer their shit to maximize profit, which is never in the consumers best interest. add to that the fact that they are virtually unrestricted, can change the terms at will, and you get no say in the matter.... your point breaks down somewhat.
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the point erodes entirely when viewed from a sociological perspective as well. the simple fact is as i mentioned earlier, we all are sheep to some degree, if not a large degree. we are told to have a kitchen with all the appliances, 2 nice cars, 2.3 kids and keep up with the joneses. that lifestyle has typically been built on credit. the average price of a car/home refridgerator, television, etc., et al, on & on, is beyond the amount the typical person can pay cash for.
the system is predicated on those factors.