Quote:
Originally Posted by Amputate Your Head
the other problem woj, is that they advertise everywhere, tv for example, with images of baseball games and children and all that crap, but never warn of consequences, never recommend using credit responsibly... even beer commercials tell you to drink in moderation. the cc's only focus is to try to get you spend, spend, spend.
when was the last time you saw a CC commercial talking about financial responsibility?
the odds are stacked against you no matter how much you try to understand their fine print or their risks. there is so little to be gained, and so much to lose, when all that has to be done is simply don't accept their offers.
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you might be right, if you are not comfortable with their rules or the way they do business, not using credit cards is a fine choice...
I think credit cards are a useful tool if used correctly, there are certainly some risks involved but some benefits too, for me the benefits outweigh the risks...