Originally Posted by raymor

These are the fees that are disclosed on your page:

Visa Physical/Plastic Card Account Fees
Visa Physical/Plastic Card Account Creation Fee: US$35.00
Visa Physical/Plastic Card Account Annual Renewal Fee : US$35.00
(Applied once every year after the account creation date)
ATM WIthdrawal Via Physical/Plastic Card: US$3.00

So as far as recurring fees, it lists one fee, the $35 / year renewal.

Instead, this is what you actually charge:


> > 03 May 2009 Electron Card Annual Fee $-35.00 $0.00
> >
> >
> > 01 Feb 2010 Electron Card Renewal raymor $-35.00 $0.00
> >
> > 01 Feb 2010 Electron Card Renewal raymor $-35.00 $0.00
> >
> > 12 Jan 2010 Electron Card Annual Fee $-35.00 $0.00

That's four fees for two cards, twice what's listed on your
"fees" page. Most of my messages sent via the support center were
pretty much ignored, people saying "we'll get back to you". On the
phone, Sunil eventually clearly admitted that ePassporte is charging
"undisclosed fees", but he refused to refund those fees. I may still
have the recording of that conversation (and admission) archived somewhere.
I advised Sunil that I had spoken to Patricia Reid-Waugh, Commissioner,
St. Kitts-Nevis Financial Services Commission, and she said she would
look into it. It appears that she or Visa has in fact looked into it
and found that, as ePassporte has admitted, they have been stealing
their customers' money. I told you guys the choice was simple - refund
the bogues "fee", or lose your processing. Seemed like an easy decision
to me.