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Barefootsies · 09-03-2010, 02:41 PM

It sounds like the vast majority of this industry (affiliates) are getting a crash course on how processing works. Unfortunately, it is coming at the time a lot of people are teetering on collapse with the state of the industry and their sales.

1. VISA
2. Merchant Bank
3. EPassporte

Same for...

1. VISA
2. Merchant Bank
3. BROgram

Or...

1. VISA
2. Merchant Bank
3. iMonde

So if the merchant bank decides it wants to cut you off, it can. It does not need VISA to cut you off. The merchant bank it's self has it's own rules and standards that can be different from VISA's. They can actually even be more restrictive, and based on who their clients are, they can send a ripple effect through the merchant bank if they are fined for example. Or their funds frozen, etc.. It will effect all the clients who bank through them.

This is not the first time, nor will it be the last a merchant bank gets into trouble and blames VISA, MC, or something else. It is a bit more complicated then I see in a number of these threads when it comes to processing. Depending on how it's actually set up on the bank end, as some use multiple MB's.

All the same, a bad day for those who are affiliates paid via EPASS, and those who are international and prefer the convenience of that method. Hopefully this situation is resolved soon and at minimum people can get their cash out.

09-03-2010, 02:41 PM
Barefootsies Choice is an Illusion Industry Role: Join Date: Feb 2005 Location: Land of Obama Posts: 42,635	The Processor Wake Up Call It sounds like the vast majority of this industry (affiliates) are getting a crash course on how processing works. Unfortunately, it is coming at the time a lot of people are teetering on collapse with the state of the industry and their sales. 1. VISA 2. Merchant Bank 3. EPassporte Same for... 1. VISA 2. Merchant Bank 3. BROgram Or... 1. VISA 2. Merchant Bank 3. iMonde So if the merchant bank decides it wants to cut you off, it can. It does not need VISA to cut you off. The merchant bank it's self has it's own rules and standards that can be different from VISA's. They can actually even be more restrictive, and based on who their clients are, they can send a ripple effect through the merchant bank if they are fined for example. Or their funds frozen, etc.. It will effect all the clients who bank through them. This is not the first time, nor will it be the last a merchant bank gets into trouble and blames VISA, MC, or something else. It is a bit more complicated then I see in a number of these threads when it comes to processing. Depending on how it's actually set up on the bank end, as some use multiple MB's. All the same, a bad day for those who are affiliates paid via EPASS, and those who are international and prefer the convenience of that method. Hopefully this situation is resolved soon and at minimum people can get their cash out. __________________ Should You Email Your Members? Link1 \| Link2 \| Link3 Enough Said. "Would you rather live like a king for a year or like a prince forever?" Last edited by Barefootsies; 09-03-2010 at 02:45 PM..