When using PP to receive payments for a service.
1. Receive the money for SERVICE
2. Transfer the money out and to your own checking account.
3. Pay for things via your credit card, debit card, or something else not PP related.
If you receive a payment, say from a client, and then you immediately send out a payment to someone else for something (like design) they will flag you as high risk/money laundering. This is getting a lot of people's accounts closed in accordance with anti terrorism, and money laundering laws.
So to avoid this, you need to transfer the money to your own account, and then pay via some other form of personal payment Paypal can't see. This way, if you were to pull a fraud, PP could then claim the money from your personal bank account. Where as, if you transfer out immediately, they can't do shit and they lose the money.
I am sure many have made this same exact error I did. So now you know.
