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Looks like Zombaio works like Verotel - they post information to my server. Which means if there is any traffic interruption during the attempts, the transaction fails.
I'd kinda like to have an API where I capture the details (note: don't save) but submit them on behalf of the user using HTTPS and perhaps XML or POST parameters and get back success or failure. Then do rebills myself, and manual "one time" charges as well.
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