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Amp,
Mortgage brokers can do all kinds of things, they are not limited like a traditional bank. If you are willing to do the buydown then you can usually get it. Where you gain from buying down the rate is over the long term, not on a short term tax gain, though any points you pay should be deductible on the year they are paid in a refinance situation, unless your taxes are more complex than most peoples or your income is greater than what you are allowed.
I'm not a tax attorney by any means, but I've done some creative mortgage financing in the past...
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