The business model epass has is so simpel & perfect it could make any bank feel threatened. Governments did not have a grip on it.
Somehow I think epass is being held hostage for macro economic reasons to live up to new recent laws like, but not limited to
http://en.wikipedia.org/wiki/Know_your_customer since I read that people with business accounts and/or individuals with approved ID's in countries (not under embargo) can still use bank withdraw, ACH and to creditcards and even still accept epass. Michael O still answers questions and phonelines work I read.
If I had pockets as deep as Google, I'd buy epass, get it compliant, fix it up and even try to add Amex, Mastercard and go mainstream to compete with banks and Paypal.
I wired somebody $500 last month in Czech and I got charged 78$ from 2 banks together since I send it on my cost....Paypal sucks only because of chargebacks.
Epass fixed both of these problems above, I guess that doesn't make their competition happy out there with these silly chargeback/overcharging legal 'mobsters' on the other end.....Did banks not get us in an economic crisis in the first place?
[/rant]