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I think you have to worry about the tail wagging the dog. If it was Mom and Pop paying for it, it would NOT cost so much money because such increases would simply lead to nobody ever using it due to lack of money to pay for it. In other words, high prices exist because of insurance. Why else do I think so? Because advocates for repeal cite the "fact" that premiums are based on the "rising cost of health care". Chicken and egg.
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43-922-863 Shut up and play your guitar. 
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