Quote:
Originally Posted by AmeliaG
I've never found that my government-mandated car insurance is there when I've needed it.
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Ain't that the truth! I won't even USE my insurance on my cars. Claudia was backing out of the garage about 4 months ago and wasn't paying attention and took off the entire passenger side front fender of her Corvette.
I paid for that out of pocket even though I have full coverage on the car. I can't afford to have the premium raised yet AGAIN (they seem to raise them constantly over the years)
So my car insurance is pretty much a waste of money EXCEPT for the chance that I might be involved in a horrific accident that involves another person.
But as far as fender benders that don't involve another person? Forget about it. You're better off reaching in your pocket.
And oh, by the way. Guess what? When you pay for it yourself out of pocket? The price to repair it is "suddenly" about 1/3 of what the price was with insurance. Sound familiar?