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Originally Posted by AmeliaG
As Robbie said above, fix a fender yourself and your price is far less than if you go through insurance. And, if you go through insurance, they raise your rates. Isn't your car insurance a horrible rate now, if you've used it a lot?
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This house has two totaled cars, one rental... and other things, my rate is cheaper right now than it was anytime when I wasn't married so I honestly don't notice.
Quote:
Originally Posted by AmeliaG
The only way rates go down with more people buying into insurance is if we had a truly socialized plan where everyone paid into the same one. That is only if administered well, but let's assume it could be.
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Canadian Insurance isn't near as expensive as ours... Yes you can get health insurance in Canada. Competition does that.
Quote:
Originally Posted by AmeliaG
Just forcing people like me to buy more insurance which won't be there when I need it, unless, in the middle of something awful, I have what it takes to fight them . . . that is just more corporate welfare for the insurance companies.
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Then don't buy more.
Quote:
Originally Posted by AmeliaG
If we didn't have the insurance system, your pills would cost a more reasonable amount. The pharmaceutical companies only jack the prices up because, although most individuals would not pay that, their insurance company pals will because the insurance companies are invested in you thinking you need them. I guarantee that, whatever prescriptions you need, they are available at lower prices in other countries.
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That's possible... Which is why gov competition that can force the price is a good thing because forcing companies to downsize and lose all investments isn't going to happen. If the free market wants to keep charging more like they do with UPS/Fedex, then sweet but that doesn't mean the Gov can't provide a service as well.