Quote:
Originally Posted by TheDoc
That's sad, one mistake, bad wreck or unknown illness could bankrupt you overnight and put all that huge expensive directly on the tax payer dollar.
You can go get basic insurance for $25 a year for those medical centers you visit, it's like a free office visit and they work together so you can visit multiple doctors.
Would have gained not paying out of pocket for the first opinion. Or if something was wrong, it could have paid all your bills while you couldn't work, car, house, even the insurance bill.
Because every day people get killed, cars totaled, etc and people get sued over scratching up against cars let along hitting them. Without Insurance you're totally fucked if its your fault. With it, it's paid for and your life moves on. If you broke your back, kids got hurt, other people got hurt, it may not just be your bill, could be 10 others, 10 cars your paying for, funeral, and legal.
All of what you said is basically why we should be working to improve the law - not remove it.
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I'm not talking about theoretical insurance. I'm talking about insurance which exists.
Where do you live where there is any kind of health insurance for $25 a year, much less good health insurance?
What about the fact that car insurance, in my experience, whether it was mine or someone else's, always has found a way to not pay what is needed and raise the rates on anyone who needs help? How is mandated health insurance going to be better than mandated car insurance?
What about my schoolmate whose wife died where the insurance company took advantage of his grief to routinely deny 10% of her medical care, figuring a certain percentage of recent widowers will not take legal action before the statute runs out?
Lastly, how is asking the tax payer to pay for part or all of insurance for millions of people better than having the tax payer pay for the extremely rare bankrupting illness? The former is a bigger dollar number than the latter and forces a lot of middle class people to suddenly be on the dole.
Wouldn't it be better to let employers fully deduct medical care for their workers than fully deduct insurance? Or, heck, let employers pay their workers at the same tax level as they can line the insurance companies pockets? Or, if the idea is to, ya know help, get really buckwild, and have universal healthcare, not universal insurance company bailout?