Quote:
Originally Posted by TheDoc
Who said it was good? It's just that discount insurance crap you get for those health center places so you get more discounts. They aren't going to deny you, you're paying cash.
I haven't had that issue with car insurance.. I even had a car stolen in another Country and it was paid off and I got new car.
Your schoolmate could have paid full price.
How does any store, say walmart, reduce prices with volume? Leverage...
Those are things to fight to change in it, not reasons to get rid of it.
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Like Robbie, I go to the doctor, when I need care. I get to have frequent humiliating conversations, while admin assistants loudly ask me in the waiting room how I can not have insurance. But this also puts me in the position of having had the conversation about insurance with doctor after doctor. They all say that a significant amount of what they bill goes to pay full time staff to beg the insurance companies to pay what they promised. And they all pay late. How is getting more of that sort of insurance service helpful to the society or its citizens in any way?
I don't know what you are talking about with health center places. In Southern California, there are urgent care centers where they can often provide the same service as an emergency room, for a dollar amount people can afford. Is that what you are referring to?
I also still don't know what you are talking about with $25 health insurance. The health insurance this insurance industry bailout bill will mandate is going to be many thousands of dollars a year. What are you referring to?
I have had extremely bad experiences with car insurance. That is great that you have been fortunate and had them be there for you in bad situations. If you want their products, you should be free to buy them.
Given the timeline, simple math shows my schoolmate whose wife died paid much more into the insurance system than his wife's cancer therapies cost. Yet the insurance company wants to make him have a fight over money, while he is grieving. Count me out for that service. How is that mathematically good for him to add stress to tragedy?