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Originally Posted by AmeliaG
Like Robbie, I go to the doctor, when I need care. I get to have frequent humiliating conversations, while admin assistants loudly ask me in the waiting room how I can not have insurance. But this also puts me in the position of having had the conversation about insurance with doctor after doctor. They all say that a significant amount of what they bill goes to pay full time staff to beg the insurance companies to pay what they promised. And they all pay late. How is getting more of that sort of insurance service helpful to the society or its citizens in any way?
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I've paid cash for services before. It's about $8k or so to have a kid with State services helping you or it's $20k without any help. Which is roughly equal to 2.2 years of paying for insurance, just for the baby, without complications. To be put on the ventilator for 15 minutes is $1,800. Which is about half a year of paying insurance.
I can't assume the insurance will be bad... the VA isn't heaven but when you're down and out, it's the best damn place on earth.
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Originally Posted by AmeliaG
I don't know what you are talking about with health center places. In Southern California, there are urgent care centers where they can often provide the same service as an emergency room, for a dollar amount people can afford. Is that what you are referring to?
I also still don't know what you are talking about with $25 health insurance. The health insurance this insurance industry bailout bill will mandate is going to be many thousands of dollars a year. What are you referring to?
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Yes, many of those offer discount insurance services, that connect to blood work services, the visit, etc. It's insurance, but like liability and not full coverage. Yes, normal insurance that covers the costs, costs more.
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Originally Posted by AmeliaG
I have had extremely bad experiences with car insurance. That is great that you have been fortunate and had them be there for you in bad situations. If you want their products, you should be free to buy them.
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I've had issues with hosptials, cars, insurance, phone companies, hosts, etc.. I still use a host even though one completely fucked me over.
If you want to drive on roads paid for by my tax dollars... you should have it for my protection then. If you don't care about yourself, then fine - might want to think of others though.
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Originally Posted by AmeliaG
Given the timeline, simple math shows my schoolmate whose wife died paid much more into the insurance system than his wife's cancer therapies cost. Yet the insurance company wants to make him have a fight over money, while he is grieving. Count me out for that service. How is that mathematically good for him to add stress to tragedy?
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Sorry, I don't believe that, your friend was feeding you a load. Even if he paid $3k a month in insurance, it would still be cheaper than paying for cancer treatment yourself. And he has the freedom to ask how much, I do it all the time.