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Very likely you are suing the wrong guy/company. The bank probably took the funds because Epass don't have sufficient funds for the credit/debit card. It widely known that offshore hold extra funds for credit/debit to protect themselves from charge back, etc. So that means the bank themselves are deficiency in funds.
Your money is in Middle Men which Chris M took to invest in so sue him. Why make it your problem when he's the one that responsible for putting your funds at risk in the first place. So he screw it up, make him paid for this mistake.
Regarding suing a bank in St.Kitt, good luck with that. What make anyone think they would give a shit or their court give a shit. Best to go after someone in the US where law and order matters.
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