first of all,
Payserve is checking out alternative payment options for our affiliates. Right now we offer
wires (no fee) and
checks.
Since my bank (LOL @ bank) does not even know what a fucking SWIFT Code is... I am serious here, they do not know what one is and had to call their home office who did know what one was...
they just did not have one....
I thought the best option would be to go with a check. Luckily, since I am in the US the check is issued from the US branch of the Royal Bank of Scotland (who also happens to own Citizens National Bank here is the US) it is a huge international bank that is well known and dare I say it.. well respected... this is NOT MY BANK, just the one the check was issued from
The check itself is...plain and simple... a check, printed out by the RBS (rbs.com) with the pertinent information on it including the routing number. So we take this check to our bank to cash it. We sign the fucker and hand it over to the teller, a woman we have known there for 8 years
"What's this?"
"It is a check that I would like to cash"
"It looks funny" (I am not kidding that is a quote)
"Funny? What do you mean funny? It is a bank issued check"
"Let me call the manager over"
Manager arrives
"what seems to be the problem?"
"No problem, I would like to cash this check"
"it doesn't look right"
"Well... it is a check issued from a bank, what does not look right about it?"
"it doesn't look right" pause "Let me call someone"
so they call, they fax the check to this other person who promptly declares that "it does not look right" to them either.
Keep in mind, this in not a piece of paper that someone hand wrote 'We owes this here money to Jim' this is a fucking bank issued check. It is STANDARD.
end of the day... they will not accept this check for cash or deposit (not even for deposit) cuz it looks funny to them (WHY did I move to Kentucky) and I am looking for a new bank. It would be very simple for the bank to verify this check, all they would have to do is use the information provided by us that is clearly printed on the freaking check
Kisses to Chris Mallick, his bank and VISA for providing me with such and enjoyable banking experience. Kudos