|
Many assume around 6 months after the date of the last transaction is safe, and for the most part it is, but, as you've found out, not always.
There is no fixed time limit to file a chargeback when fraud is alleged.
In your instance, it sounds as if the credit card issuer is treating all the rebills as part of the same transaction. Bad, but I've heard of even worse happening, as in over a year of rebills being taken back.
And on eBay there are reports of people getting hit with chargebacks for transactions for physical goods that sold over a year before.
On-line transactions are easy to dispute and many know it. Without a signed receipt and/or other documentation it's practically a slamdunk for the buyer. There are services that will help sellers fight chargebacks / recover the funds through other means, but often not a practical option for various reasons.
As to why chargebacks would occur so long after the purchase, very often is due to divorce and/or financial problems, in particular, bankruptcy ... easy way to reduce debt / get cash back, plus keep the stuff.
Ron
__________________
Domagon - Website Management and Domain Name Sales
|