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The most logical explanation is in july 2010 visa issued new rules regarding prepaid cards, they gave banks 30 days to comply, that would put us into august-sep , shutdown was on sep 3. I dont know the exact details of the new reg's but i would guess something to do with money laundering or anti-terror rules, probably reporting of suspicious activities. Perhaps something as simple as visa took a random sample of 20 transactions over 5000 and asked for docs, epass couldn't provide and sknanb suspended their access
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