For me:
checks and ACH = FREE
Wire = 2 charges, one from the sender (passed on to me) and one from my bank...
Kind of a no-brainer on the choice there..
Quote:
Originally Posted by ajrocks
Americans write personal checks when they are shopping. I've been in line to by groceries and have to wait 30 extra minutes because everyone in front of me is paying by check. Its fuckin crazy!
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Did the person keep filling out the check wrong and have to re-write 30 of them until they got it right? lol
(I rarely write checks, on average just 2 a month, 1 for rent and 1 for dental insurance because there is no other way to pay... )
Speaking as a person from the USA, I prefer ACH, but the nice thing about accepting checks is they are free and I can deposit them at my ATM plus the money is in my account the same day. (scans each checks account numbers, and as long as I deposit before 4PM, it's in my account by 8PM).