Originally Posted by Tempest

Interesting... Would be VERY interested to know when the wallet feature was implemented and if that coincided with funding for Middle Men.

Not sure how correct you are about Mallick starting ePass... I don't remember "who" exactly started it but I believe it was started by Epoch as a way to issue gift cards and thus allow their customers to lower their chargeback rates thru some creative accounting. Then something happened and ePass was made a separate entity with Mallick running/owning it.