Originally Posted by catalin

Everything is clear to me now of the reasons why Epass went down...

So Mr Mallick invented the Epass Wallet where you could keep your funds "safe". Using this scam he could actually use the money involved in the transactions. Once this was created, the safety of the strict VISA regulations enforced by the SKNB were no longer applying to yours and my money. That's the moment when a piramidal game was created that finally went the way all piramidal schemes go.

So basically Mr Mallick was NOT satisfied by making money from charging a per transaction fee, he wanted and gained access to the funds themselves, making him a clever, vicious crook...

As you can see Mr Mallick is an evil, ruthless man that came with an evil scheme that would trick thousands out of their own money. The SKNB did what was right in the situation even if it could have warned us earlier in the process, when the wallet money started evading the protection of the VISA roof, which logo and trademarks were wrongfully used by Epass