Quote:
Originally Posted by rowan
This is normal if you live outside of the USA and buy in USD... I checked my statement for a recent USD transaction and I got hit with:
1) A shitty currency conversion rate (which is effectively a fee)
2) A Currency Conversion Assessment fee
3) A Cross Border Assessment fee
4) An International Transaction fee
The latter 3 fees add up to about 3.8%. 
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i think the problem is not if a person live outside the USA, you can live in the USA and pay the same the cross border fees, depends where is located the transaction bank respect the issuing bank