Quote:
Originally Posted by Adraco
Where are you located?
Where is Paxum located?
What currency is your account kept in?
What currency do you withdraw into?
Just because you do not pay any fees, does not mean that the big majority of Europeans, Russians and others don't will be struck with a nasty currency conversion fee.
That fee is not set by the bank or card issuer itself, it's something which MasterCard or VISA will assess onto the customer and each transaction to protect them from potential loopholes and price imperfections. Last year I visited more than 40 different countries, used my bank issued Mastercard in more than 30 of them. I pay this fee a lot, unfortunately. 
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I'm in Canada. My Paxum account is USD. I guess in my case it would be different then for Europeans, Russians etc.. I'm just stating my experience, but I'm sure that if there is a fee from Mastercard it's not that bad. Maybe someone who is overseas and has a Paxum card can tell us what, if anything, they were charged.
