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The truth will probably not come out until somebody carries out test withdrawals of same amount on same day from same atm with a paxum, payoneer, cashx and a mickeymousefunclub or whatever card.
Somebody did this 3 years ago for me in Philippines with epassporte and Payoneer cards and the difference in amount debited was significant.....(can't remember exact numbers but it was enough for us to move away from Payoneer).
May be different now, and MAY be a negotiable aspect of their service as most fees seem to be......
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