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Old 10-20-2010, 08:30 AM  
epitome
So Fucking Lame
 
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Join Date: Jun 2009
Location: St. Petersburg, FL
Posts: 12,158
Quote:
Originally Posted by stocktrader23 View Post
I'm not going to act like I'm an expert on the banking laws, especially in whatever country Epassporte was setup in but I know that I have checked on stuff like this before and everything I read on it said that if you hold customers money YOU HAVE TO KEEP IT IN FULL, IN A SEPARATE ACCOUNT. You cannot borrow it, steal it, pay employees with it, etc.
Correct, all funds should have been held in what was essentially a trust/escrow account. They should have had separate operating accounts if properly structured.

Whether Epassporte actually did that is the real question.

It's just like when you give a deposit check to a real estate broker; it goes into an escrow account and is never co-mingled with their operating funds. If they deposit it into their operating funds they will lose their license if caught.
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