Because I have enough money and credit rating to not only get a jumbo loan but to be able to have a spare couple hundred thousand dollars for the downpayment?
And enough money and credit to buy several nice cars? (Don't owe anything on any of them by the way, paid them all off)
Or that I make enough money to run 50 grand a month through my credit cards and pay them each month?
That would be my guess as to why I'm better than you.
Just kidding...I don't blatantly feel that way at all about other people. But I do take pride in kicking ass and outworking my peers to run circles around a lot of them. I have a competitive personality and can't help that.