Originally Posted by nettrust

As much as we like you baddog, your post is a bit disingenuous as you are implying that because both the city and state do not issue licenses that there is no regulation when nothing could be further from the truth. Many cities in Kansas and other states do not require business licenses and the State of Kansas requires state licensing really only for bars, restaurants, precious metals dealers and pawnshops. There are a few businesses such as auto repair shops which are required to hold certain permits relative to environmental law and those parasites, realtors are licensed by the state. Cities simply choose whether or not to require business licenses.

All federal privacy laws as well as all applicable state consumer protection laws apply to collection or recovery agencies in Kansas and are strictly enforced. There is no shortage of regulation of this industry.