You do realize stopping spending is going to send our country into a deflationary downward spiral like what happened to Japan. Our country runs on spending the multiplier it creates. The obama administration has stepped in and tried to put in place consumer protections to make it harder for predatory companies to keep letting people spend spend spend what they dont have. Like healthcare... too bad republicans tried to ruin that as much as possible so the current bill is half assed as fuck.
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