So right 12clicks. Trying to circumvent the rules in a situation where your money depends on following the rules is insanity at best.
WSB's lawsuit had very little impact on their business, I would guess. Some of their other business decisions had tremendous impact on things and for every action there is an equal and opposite reaction.
It's a shame that Visa/MC has forced companies into doing things they normally wouldn't consider, in order to try and stay ahead of the numbers.
I don't think that all IPSPs do this, just a few that have gotten in over their heads with what looked to be a good idea at the time...
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