Quote:
Originally Posted by pornguy
I think the conversion rate is set by the bank that runs the ATM.. Might want to make sure to use a Bank ATM and Not a private ATM that way you get the best rate.
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Just withdraw the same amount of cash with 2 different cards at the same ATM and you will observe huge differences in exchange fees. Some banks/cards offer better rates so I would conclude, issuing banks set the rates.