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Old 11-30-2010, 07:03 AM  
selena
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Join Date: Aug 2004
Location: On The Edge
Posts: 7,992
Good. While some can manage credit cards, and use them to their benefit, others cannot.

It's hard to imagine that there was a time not so long ago when being in personal debt other than for a mortgage was looked down upon. I think a mental shift back to that mindset would not be a bad thing.
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