I haven't had a credit card in about 15 years. Before I got into the industry I had a problem with one credit card, so I paid them all off the next month and never had another one.
Oh, I did have a Kay Jewelers card when I lived in Phoenix. I wanted to buy something for my wife without my wife seeing it hit our bank account so I set up a card. I'll never forget it. "Oh, Mr. Buss, this section here is supposed to be what you make in a month, not a year". Um, that is what I make in a month you idiot.
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