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Years ago Serge ran a little site called the good the bad and the ugly. It was designed to promote the good guys and expose the frauds. I've been really thinking about it over the past few months. It may be time to start something up like that again. Kinda like a first stop for all of us to go when a check goes missing. First thing we do is see if anybody else has reported the same thing. Then go from there.
One payment missing --> good chance it's a mistake
Two payments missing --> probably not a mistake
Three payments missing --> you just got screwed.
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