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If and when this industry can come up with a way to remove them from the equation, and we can directly engage in commerce with our fans,consumers...us as merchants producers artists, and consumers will be much happier and less restricted.
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I may be new, so pardon the question if it lacks understanding, but why is there not a non-profit adult webmaster/affiliate member organization that could direct the operation a payment processor for industry members as a whole? Members could enforce rules and standards, save a bundle on fees, and it could all be transparent.