Originally Posted by TheDoc

Rates down? Naa.. The Right wingers would never let the Gov/Fed errrr Obama, actually "take over" the healthcare Industry, which would be required to reduce the costs.

You do get more rebates (in some situations), which could drop your overall paid rate. And if you're older, some plans did get adjusted and costs reduced or if you're below 26 - being on your parents plan is much cheaper than a single plan for yourself.