Quote:
Originally Posted by woj
but private companies run a tighter ship... it's probably not the best example, but it's one of the reasons why for example UPS turns a profit every year, while USPS has been losing money for ages...
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UPS and USPS are largely analogous, but going to the doctor and having health insurance are very different.
Health insurance is massively government-subsidized already. For example, buying health insurance is 100% deductible, but major healthcare expenses over 15% of income are only 50% deductible. Now, health insurance purchase will actually be mandated.
If every three years, a family member needs a $20,000 set of medical services, that might seem like a lot, but it is almost certainly less than insurance for that family.
I do think better education on how to get a doctor would be helpful. I come across plenty of models, for example, who would think nothing of buying a few hundred dollars worth of makeup, but who wouldn't have a clue how to get to a dermatologist who would be $150 for the office visit and $60 for a prescription, which would do more good than the makeup.
Better access to doctors, perhaps through clinics, perhaps through having urgent cares in more cities, those sorts of things would be good. But forcing me to buy a health insurance product I feel is a rip-off? That is bad.