It is more than likely the exchange fee set by the bank.
The only fee you would have from us is the ATM withdraw fee of $2.00.
That is the only ATM related fee we personally have any control over.
The atm you use has its own personal fee and as it is a USD card you will have an exchange rate that is set by the atm's bank
Hope that clears that up for you
if you have anymore questions my icq is 71462500 or
[email protected]
Thanks