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There are insurance products in the us if your under 40 that are very reasonable. But with a high deductible. when I say high I mean more than 800. a few thousand. But what it does allow for is 100% coverage for expensive medical procedures. The reality is that most doctors if you pay them cash only charge $75 visit. most medicine if its generic is $5. Even lipitor will be generic in the next year. My personal opinion is that Americans expect healthcare to be free if they have insurance. I think insurance should be that. You get insured for the expensive stuff. This would cause consumers of health care to price search and quality search more driving up quality. Until that changes costs of insurance and medical care will continue to be a problem. Basically avg car insurance is $100 month range and health insurance options with plans that insure you against very expensive costs are the same. But what it wont cover you for is basic health care costs.
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