thanks everyone for your input.
I plan on using them as my secondary, and what made me think of them is that my affiliates will get paid straight up, since they're connected to ccbill's cascading.
Also I read this about them:
"The traditional IPSP typically held client funds for up to one month before releasing to their clients for payout. Under the SegPay model, all client funds are held by the bank until the time of payout. SegPay has contracted with Inteca (
www.inteca.org) to provide a third party audit function on client funds owed as well as facilitate the release of these funds. This way, clients can sleep at night knowing that their funds are safe and will be paid."
They probably did it this way because of the iBill controversy. I DID lose money to iBill back in the day and am very leery of using a company that has anything to do with iBill, but if the money goes straight to the bank, that makes me feel better about them.