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I dunno how people manage to get by doing business with such bad critical analysis.
The "other" option hasn't changed, it never made the fees free, it just broke them out and gave you the option to pay them or not.
The difference is between using a credit card, your bank account, balance, or [whatever other option].
To a phillipine destination, not that I've ever seen that make a difference on *my* balance sheet. I imagine their local fees on withdrawals and so forth may be different.
AS of right now: paypal from bank account (verified) : $100.50 to send $100
paypal from credit card $104.20 to send $100
I dunno why there's so much confusion about this.
And mass pay, I gather, can get you other low rates, although I don't know from personal experience.
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