I think a lot of programs changed to passing the chargebacks on to the responsible affiliates since massive chargebacks are also usually associated with fraudulent cards which I am definitely NOT saying is the case with this affiliate.
But the logic from the program's perspective definitely is "if you brought a sale that wasn't a sale then you shouldn't get paid while we get penalized by the credit card company and possibly lose our merch account"
Pros and cons to both sides of the fence, program or affiliate.
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