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What are the charges?
The payday loan and cash advance charges are simple. For every £100 that is lent, you will need to pay back £25 in interest. So if you wanted a cash advance of £200 to tide you over we would charge you £50 interest. And remeber, there are no admin charges and no other hidden charges.
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http://www.loanadvances.com/charges.html
that does not sound real bad to me ? but because you have to pay it back in a very very short time frame, the APR is going to be real hight on that ? am I right ?