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This thread raises a good point ... most people don't realize that a merchant on their own can attempt to collect monies refunded due to a chargeback.
With that said, many merchants won't attempt collections after losing a chargeback*, because the cost involved, and the potential for bad publicity.
* if the merchant lost the chargeback, they likely will lose in lawsuit too, if the defendant chooses to fight back hard.
And for adult, the added risk of a defendant fighting back hard bringing undue attention to the adult site's operations. All it takes are some allegations of underage content, obscene content (local community standards), or heck just announcing the presence of an adult business to bring on problems by the authorities.
Ron
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Domagon - Website Management and Domain Name Sales
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