Originally Posted by MaDalton

for me you are not competing with checks, wire or ACH - you are competing with Paxum, CashX and Paypal. And you are slowing down a process that technically takes seconds.

but of course it's nice to earn interest on money that sits in your account for 2 days (adds up after a while) or compensating the "faster" service by having your clients pay for that.

but ok, question answered.