Quote:
Originally Posted by qwe
it's not worth going bankrupt over 4g's, try to settle with them somehow, see if they got financing option so you pay monthly for x number of years
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I have probably ten or eleven $300-$1000 accounts from years ago.. Most should be past the seven year thing, and I should have disputed them because I think my cards all got lost when I was drinking anyway and visa is supposed to cover lost cards. I just fucked up and never disputed them in time... those two judgements I think are valid for a long time though
Of course all the accounts are $2000-$5000 now that they've inflated them through the roof. They buy them for a few pennies on the dollar, inflate the amount to hell and offer to "settle" for only a few times what the real debt was, see
Then if they "discount" it you owe income tax on the "forgiven amount"