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in canada RRSPs are bankrupt proof, and if you use a life insurance company all funds in seg funds are creditor proof.
you can also use a company or a trust fund to hold the money in any bank account or credit union to make it credit proof
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This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog!
Now read without the word dog.
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