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Yep. Listen to Tam. No one here means ill and a lot of us went through similar situations.
There's absolutely no reason for you to not launch a simple Wordpress site, processing with Zombaio (like suggested earlier) until you get your things together. Then you can launch the next site, and the next one, and the next one, each looking better than the last. By the time you're done 5th site you'll hopefully have enough cash to do a redesign of your first site + launch the affiliate program.
No reason to wait for a huge grand opening of 5 sites + affiliate program.
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