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We use ccbill. Our recent sales have been increasing not decreasing.
When we see a denial email it says why, sometimes is their scrub, usually a bank denial. In the past we did our own thing with our own merchant account, after moving to ccbill we did see a small decrease in percentages sold, we did see more scrubs from their fraud protection, but we also see no charge back fees and fewer charge backs because of their scrubbing. In the balance for us it has been a better system.
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