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It is rather likely that this is legal protection. The TOS does not say there is a 0 day cookie, it says they do not have to pay you once the person leaves. If the person clears his cookies, or under many many other circumstances, this would keep them harmless.
I doubt there is more to it than that.
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"Think about it a little more and you'll agree with me, because you're smart and I'm right."
- Charlie Munger
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